Are you living in misery in one of America's most miserable cities?

Forbes just released a list of the top 20 most miserable cities in the nation for 2012. The company used economist Arthur Okun's "Misery Index" to look at 10 factors for the 200 largest metro areas and divisions in the U.S. for their ranking, including violent crime, unemployment, foreclosures, political corruption and taxes. Other less weighty metrics included commute times, weather, and how area's pro sports teams did.

So what's the most miserable city in America? According to Forbes, it's the sun-drenched tourist haven Miami.

Surprised? Some Miami residents aren't.

"In a weird way I kind of agree, and it's terrible," said Jennifer Lorenzo of Westchester.

The Cuban-American actress has lived in Miami her whole life, but she said she's itching to get out.

"The weather is great, the food is great, but the people make it miserable," she said. "I feel like people need to be more helpful and care about each other. It only happens during hurricane season, but it shouldn't take a natural disaster to make people do that."

Lorenzo said she's dying to move to California: "The weather is similar and I noticed a major difference in the way I was treated over there."

Miami native Cristina Merrill, however, was more shocked to see her hometown win the dubious title on the Forbes list.

"South Florida has been hit pretty badly by the economy, but I was still surprised to see Miami take the number one spot," Merrill said. "Miami is a beautiful city with plenty to offer, especially in terms of nightlife and culture."

Forbes notes that Miami is a great place to live for the "haves" such as Miami Heat superstar LeBron James and singer Enrique Iglesias. But for the "have nots," things apparently aren't so great.

Miami had local company on the misery list: The West Palm Beach metro area ranked fourth and Fort Lauderdale seventh. The rest of the list was dominated by Midwestern cities.

Press "start" for a look at Forbes' top 10 most miserable cities.

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Forbes cited the housing crisis as one of the main reasons Miami topped the list.

Detroit has closed schools and laid off police in an effort to avoid bankruptcy.

Violent crime and bungled budgets put Flint high on the list.

Corruption and struggling home prices put West Palm Beach high on the list with its South Florida neighbor.

A high foreclosure rate and the potential loss of the California capital’s lone pro sports team put them at No. 5.

Gridlock traffic, long commutes, high property taxes, and brutal winters put Chicago at No. 6.

The housing downturn hit this spring break mecca hard, placing it on the list with the rest of the South Florida cities.

A massive scandal, low income, and high property taxes put Toledo in the top 10.

High property taxes were the leading factor for Rockford’s inclusion on the list.

The housing market collapse in Warren was the second biggest drop in the U.S. after Detroit.