The recent launch of the mobile payment system Paym has once again put the spotlight on the way we make payments in an ever-digitised world. A plethora of emerging payment technologies in recent years have meant that Paym is entering a crowded market, leaving some to question whether or not it will ever be widely adopted. In this week's Tech Talk, IBTimes UK talks to payments experts to find out whether this interesting technology really is the future of online payments or just a high profile curiosity.