Mortgage

The Capital on Tap business credit card charges no annual or forex/ATM fees, offers a 42-day interest-free period, APRs starting at 15.22%, and 1% cashback on all business spending.

Niloy Chakrabarti Aug 30, 2024

Elizabeth's impulsive spending habits have kept her family poor for over a decade. She continues splashing money on clothes and using buy-no-pay-later apps for all expenses.

Niloy Chakrabarti Aug 30, 2024

Millionaire author Ramit Sethi shared his detailed retirement strategy of diversifying investments in often-overlooked retirement accounts to help protect investments and capital gains from taxes, inflation, and market volatility.

Niloy Chakrabarti Aug 29, 2024

George Kamel warns homebuyers against falling into the trap of assumable mortgages, which often lead to high upfront payments, long closing times, and a lot of paperwork.

Niloy Chakrabarti Aug 29, 2024

A Canada-based salesman is struggling with $12,000 in monthly costs, led by over $7,000 in mortgage payments, which is alone 60% of his take-home pay. Experts advise him to sell his cars, house, or rent until his debt is repaid.

Niloy Chakrabarti Aug 27, 2024

More UK homeowners seek financial assistance from charities and lenders as their fixed-rate mortgage deals end this year. The new, higher rates are expected to hike payments by an average of £1,800 annually, raising risks of defaults and more outstanding balances with arrears.

Niloy Chakrabarti Aug 27, 2024

The average UK credit card APR has increased significantly since early 2023 as part of the BoE's broader interest-hike campaign to curb inflation. This has weighed on household budgets as more outstanding debt balances slip into delinquencies.

Niloy Chakrabarti Aug 24, 2024

During Redfin's Q2 earnings call, CEO Glenn Kelman said he is surprised about the muted real estate market activity despite mortgage rates consistently declining in recent months.

Niloy Chakrabarti Aug 14, 2024

Best-selling author Jen Glantz had her retirement portfolio reviewed by a financial planner, who found it lacked tax diversification, passive income streams, and timely contributions to retirement accounts.

Niloy Chakrabarti Aug 13, 2024

More startups are fundraising on StartEngine, as non-accredited investors on the platform can gain exposure to these pre-IPO companies, which was limited to the financial elites due to the high capital entry barrier.

Niloy Chakrabarti Aug 13, 2024

Arrived lets you buy prime, vetted single-family rentals across dozens of US markets online for monthly rental income and net-worth growth through value appreciation.

Niloy Chakrabarti Aug 12, 2024

Equity fund manager and investor Grant Cardone explained that a million dollars would make you rich in 1960, not today, as the value of the greenback has dropped steeply over the decades.

Niloy Chakrabarti Aug 07, 2024

Gold prices hover near record highs as disappointing tech earnings, growing Israel-Iran tensions, and signs of weakness in the US economy stirred volatility in global stock markets.

Niloy Chakrabarti Aug 03, 2024

Robert Kiyosaki explains why it is time to cash in real estate investments. He sees a major market crash before a long-term bull cycle in late 2025 lifts prices of different assets to record levels.

Niloy Chakrabarti Jul 31, 2024

Berkshire Hathaway Chairman Warren Buffett's stock market valuation indicator reached an all-time high of 200% last week, implying extreme stock valuations.

Niloy Chakrabarti Jul 22, 2024

JPMorgan strategist Marko Kolanovic forecast a significant S&P 500 decline by year-end as US GDP growth in Q1 slowed considerably amid headwinds like downward earnings revisions.

Niloy Chakrabarti Jul 02, 2024

The Nobel laureates think former President Donald Trump's re-election will reignite inflation and have a destabilising effect on the US economy.

Niloy Chakrabarti Jul 02, 2024

Preston from Dallas is frustrated with his outstanding debts and volatile monthly spending habits despite having the tools and resources to save more on his $190,000 annual pay.

Niloy Chakrabarti Jun 28, 2024

Home sales and construction declined in May. Homeowners who locked in at low mortgage rates before the US Fed's aggressive rate hikes have been unwilling to sell their homes.

Niloy Chakrabarti Jun 27, 2024

Americans are increasingly dropping their homeowner insurance policies or falling behind on payments amid high living costs and rising coverage premiums.

Niloy Chakrabarti Jun 25, 2024

Jim and Dana are 58 years old and have been married for five years. Jim's instinct to provide for the family at any cost has landed him deep in debt, which he kept a secret until now.

Niloy Chakrabarti Jun 24, 2024

By following a set of steps and changing their mindset, Shyra and Marques managed to pay off their six-figure mortgage in less than 25 years.

Danielle Summer Jun 11, 2024

Cody and Christian focused on seller financing to buy apartments in niche markets without paying from their pockets and generate passive rental income.

Niloy Chakrabarti May 13, 2024

Callie left her corporate job to start a business like her husband. Now, they are $175,000 in debt and feel they will end up working their whole lives.

Niloy Chakrabarti May 09, 2024

Meme stocks, day trading, avoiding money talk, and years of blind spending got this high-earning couple into half a million dollars in debt.

Niloy Chakrabarti Apr 16, 2024

A man and his wife have been dubbed "serial squatters" after they have refused to pay rent for more than four years.

Danielle Summer Apr 09, 2024

The traditional mortgage lending industry has witnessed a seismic shift as non-traditional lenders, including fintech startups gain traction in the market.

Mar 28, 2024

There is a shift in the dynamics of the property landscape as the new seller's average asking prices are 1.1 per cent lower.

Jastine Beatrice Yap Dec 12, 2023

The United Kingdom has witnessed a notable drop in the average cost of a two-year fixed-rate mortgage, falling below six per cent for the first time in nearly six months.

Pragati Singh Dec 11, 2023

The Bank of England recently released its Financial Stability Report, spotlighting the resilience of UK households and businesses in the face of escalating interest rates.

Pragati Singh Dec 07, 2023