Footballer John Terry says he's "disappointed" over the FA's decision in a discplinary hearing to find him guilty of racially abusing Anton Ferdinand. He's been slapped with a £220,000 fine and a four match ban. The Chelsea captain star who quit International football earlier this week queried how the FA board reached quote "different conclusion" to the quote "not guilty verdict of a court of law".

Terry – pictured here with QPR defender Ferdinand - had already been exonerated in the courts last month where he faced charges over having shouted racist abuse at the player in a Premier League match almost a year ago.

Chelsea's due to play title rivals Arsenal and Manchester United in their next four Premier League matches and so the absence of 31-year-old Terry is bound to leave the side all the weaker. But he has 14 days to lodge an appeal and neither the ban nor fine will come into effect until after the centre-half has decided what to do. A statement from his club added: "Chelsea Football Club notes and respects today's decision by the FA.