Most Americans lag behind their 401(k) savings targets due to inadequate investments, missing out on employer-matching contributions and tax breaks, as well as spending habits.
Niloy Chakrabarti
Feb 02, 2026
A late-stage IRS clarification and new tax relief measures could result in lower tax bills and increased refunds for up to one million filers in 2026.
Akshay Puri
Jan 22, 2026
A new study reveals that while most Americans have savings accounts of various types, many are unaware of the interest rates they earn.
Niloy Chakrabarti
Jan 16, 2026
Dave Ramsey explained how extended warranties are a total rip-off that only benefits the company that sold it to you.
Niloy Chakrabarti
Jan 14, 2026
Billie Young's $15,000 cheque to clear her car loan was forged and altered before being cashed by an unknown party, but Wells Fargo refused to reimburse, citing 'untimely reporting'.
Niloy Chakrabarti
Jan 07, 2026
The US Treasury and the IRS have widened the eligibility for health savings accounts as policymakers debate the future of Affordable Care Act subsidies, which are set to end this year.
Niloy Chakrabarti
Dec 17, 2025
Enhanced tax breaks under US President Donald Trump's One Big Beautiful Bill Act will boost federal income tax refunds next year by several hundred dollars.
Niloy Chakrabarti
Dec 05, 2025
Luke Parkhurst left his well-paid sales job in Houston to move back with his mother in Las Vegas, seeking a simpler, more fulfilling life through household chores and family.
Niloy Chakrabarti
Dec 03, 2025
Trump's custodial accounts offer an early start for retirement savings, but their complex rules require careful planning. Converting to Roth IRAs when beneficiaries turn 18 may be beneficial.
Niloy Chakrabarti
Dec 03, 2025
The IRS has issued guidance on how millions of US workers can claim deductions on cash tips and overtime income for the 2025 tax year, with actual use cases provided.
Niloy Chakrabarti
Nov 26, 2025
Farmers Insurance has applied for a 6.99% rate increase on California homeowner policies and proposes a 22% discount for bundling home and auto coverage, while lifting its policy cap.
Niloy Chakrabarti
Nov 26, 2025
A law allows companies to involuntarily roll over a former worker's 401(k) into an IRA when the balance is between $1,000 and $7,000, potentially impacting long-term growth.
Niloy Chakrabarti
Nov 25, 2025
Financial expert Dave Ramsey explains he prefers investing in high-quality assets that last, rather than buying cheap items that quickly wear out, to secure long-term value.
Niloy Chakrabarti
Nov 25, 2025
Amazon founder Jeff Bezos urges consumers to delay large purchases and advises small businesses to pause capex and acquisitions amid growing fears of an imminent market crash.
Niloy Chakrabarti
Nov 21, 2025
Inflation outpaces wages for middle- and lower-income households since January 2025, pushing more Americans into living paycheck to paycheck, especially among Millennials and Gen X.
Niloy Chakrabarti
Nov 12, 2025
While no nationwide stimulus is confirmed for November, millions in three US states will receive relief cheques this month through targeted programmes.
Niloy Chakrabarti
Nov 11, 2025
Chancellor Rachel Reeves is tipped to target pensioners with a £6 billion tax hike, amid calls for a fairer, more secure state pension payout system for UK retirees.
Will Lorca
Nov 10, 2025
The Trump Administration has ordered US states to claw back SNAP benefits issued in full for November amid the ongoing government shutdown, risking penalties for non-compliance.
Niloy Chakrabarti
Nov 10, 2025
US President Donald Trump indicated that SNAP benefits will not be disbursed until Democrats pass a stopgap funding bill to end the shutdown.
Niloy Chakrabarti
Nov 05, 2025
Will West is using 60% of his monthly pay to save in regular accounts as well as invest in stocks and retirement accounts to prioritise short- and long-term goals.
Niloy Chakrabarti
Oct 28, 2025
Looking for the best free budget tracker? Explore the top 7 budgeting apps of 2025, including Monee, the simple, secure, and ad-free expense tracker redefining money management.
Alex Rivers
Oct 28, 2025
The USDA has announced that SNAP payments will cease on 1 November, raising alarm across the US as millions face uncertain food security amid ongoing political deadlock.
Trisha Kae Andrada
Oct 27, 2025
The US Social Security Administration has announced a 2.8% cost-of-living increase for 2026, giving nearly 71 million Americans a boost to their benefits.
Trisha Kae Andrada
Oct 25, 2025
The Social Security Administration finally announced the 2026 COLA of 2.8% after a week of delay amid the government shutdown.
Niloy Chakrabarti
Oct 24, 2025
A Los Angeles woman in advertising plans to move in with her grandfather to pay off her $73,000 student debt, uncertain how it will affect her finances and daily life.
Niloy Chakrabarti
Oct 23, 2025
The Trump Administration will speed up student loan cancellation for those under income-driven repayment programmes, shielding borrowers from unexpected tax bills next year.
Niloy Chakrabarti
Oct 21, 2025
Millions risk losing food stamp benefits as the US government shutdown endangers SNAP payments in Pennsylvania, Texas, and nationwide.
Trisha Kae Andrada
Oct 19, 2025
The SNAP website will not be updated amid the government shutdown, and officials have already warned of insufficient funds for November if the shutdown extends through October.
Niloy Chakrabarti
Oct 17, 2025
The Social Security Administration is expected to announce the 2026 cost-of-living adjustment on 24th October when the Bureau of Labor Statistics publishes inflation data for Q3.
Niloy Chakrabarti
Oct 15, 2025
Looking to retire abroad on $500K in savings? From sun-soaked Portugal to vibrant Vietnam, these seven countries offer low living costs, quality healthcare, and the kind of everyday beauty that makes retirement feel rich — even on a budget.
Carson Beale
Oct 15, 2025